I'm your GPS. You never update me, so now I just have to wing it. Turn left up ahead RECALCULATING TURN RIGHT NOW (crash). I'm a wild deer. I'm the key against your side door. I'm the the puppy that ate your backseat. I'm a filthy rich executive. I hear the market's down a million points, I freak out. I spill my hot expresso, the searing pain makes me slam on the brakes (crash). Your cutrate insurance may not cover my $90,000 car. Get Allstate and be better protected from mayhem like me.